Stop Renting. Start Building.
Paying your landlord's mortgage builds their wealth, not yours. See exactly how much richer you could be in 5 years by owning your own home.
The "Rent Trap" Explained
While renting offers flexibility, it lacks the three pillars of real estate wealth generation.
Fixed Housing Cost
Rents historically rise 3-5% every year. A fixed-rate mortgage locks in your biggest expense for 30 years. Your payment stays flat while your income (hopefully) grows.
Forced Savings
Part of every mortgage payment pays down the loan balance (Principal). It's like a savings account you are forced to contribute to every month.
Asset Leverage
If you put 10% down and the home goes up 5% in value, you just made a 50% return on your cash invested. Renters get 0% return on their monthly check.
Your first home is closer than you think.
You don't need 20% down. Let's look at low-down-payment options that fit your monthly budget.