For Real Estate Investors (1-4 Units)

Stop letting your personal DTI
kill your next investment.

Most banks limit you to 10 properties and demand personal tax returns. I use DSCR Loans to qualify the property's cash flow, not your personal income.

❌ The "Retail" Lender

Asks for 2 years of W-2s and tax returns. Counts your personal car loan against your rental income. Caps you at 4 properties.

✅ The Investor Specialist

No tax returns. No employment verification. We look at one number: Does the rent cover the mortgage? If yes, you're approved.

The "Scale Unlimited" Strategy

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The DSCR Method

Debt Service Coverage Ratio. We take the monthly rent and divide it by the mortgage payment. If the ratio is 1.0 or higher, the deal works. It's that simple.

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Close in an LLC

Protect your personal assets. Unlike conventional loans that force you to close in your personal name, we allow you to title the property directly into your LLC.

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No Property Limits

Fannie Mae cuts you off after 10 financed properties. Our DSCR programs have no limit. As long as the properties cash flow, you can keep buying.

Run the Numbers

Use our investor-grade calculators to vet your next deal.

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Payment Calculator

Estimate P&I →

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Rent vs. Own

Analyze ROI →

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Cost of Waiting

See Appreciation →

Found a potential deal?

Don't guess. Let me run the rent-vs-mortgage math for you.

Stop letting your personal DTI kill your next investment.