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avg30y 7.40%(945) 310-5573

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North Dallas market snapshot

September 2026

Kamesh Sista

Kamesh Vai Sista · NMLS #2719500

(945) 310-5573 · kamesh@loansbyvai.com

A median-priced Collin County listing at 7.40%, the 30-year average, with 20% down, comes to $3,988 a month once Texas property tax and insurance are in it. That is an average, not an offer — nobody is quoted the survey average, and your own rate depends on credit, the file and the programme.

Tilts to buyersmodestly, against this market's own record

Collin · against its own record since 2016

  • Listings per sale3.03×96th pctl
  • Share that have cut price46.3%43th pctl
  • Days on market65 days88th pctl
  • Asking prices, year on year-1.0%49th pctl

Each signal placed against its own history for this county and averaged. Not months of supply, which needs closed sales. A description of the figures, not advice.

MeasureCollinDentonDFWUS
Median list price$517,500$472,495$422,495$419,250
Price per sq ft$205/sq ft$204/sq ft$198/sq ft$223/sq ft
Days on market65d63d62d61d
Active listings4,9514,42129,3641,161,615
Pending sales1,6321,3338,959422,936
Unemployment4.40%4.20%4.40%4.20%
Listings per sale3.03×3.32×3.28×2.75×
Monthly payment on a median listing, since 2016
$0$2,000$4,000$6,000201620182020202220242026$3,884Collin$3,546Denton$3,171DFW$3,147US

Sources. Rates from Freddie Mac’s Primary Mortgage Market Survey and the US Treasury; county, metro and national listing figures from Realtor.com Research; permits, population and income from the Census Bureau; employment from the Bureau of Labor Statistics — all via FRED at the Federal Reserve Bank of St. Louis. Listing figures describe September 2026. Realtor.com publishes each month on the first business day of the month after next, so the next set is due November 2, 2026.

Disclosures. Payment figures are illustrative: a 30-year fixed loan, 20% down, Texas property tax at 2.1% of value and insurance at 0.5%, with no HOA, MUD or PID assessment — many North Dallas subdivisions carry one, which can add several hundred dollars a month. Survey averages are not a rate anyone is offered. This is not a loan approval, a quote, or a commitment to lend. Kamesh Vai Sista, NMLS #2719500, sponsored by The Mortgageist Inc., NMLS #2710734. Equal Housing Opportunity.

Figures describe September 2026. Last collected October 20, 2026 at 10:30 PM Central. Each figure changes on its own schedule, so a copy kept for long will fall behind the page it came from.

The full page, with every figure and ten years of history, is at www.loansbyvai.com/market.

Opens your browser’s print dialog — choose “Save as PDF”. It is one sheet.