For agents
Send your client a calculator with your name on it.
You get something genuinely useful to send after a showing. Your client gets real numbers for this market rather than a national average. Nobody has to sign up for anything.
How it works
Three steps, then it's yours
Tell me you want one
Call or email. I add you to the roster — name, brokerage, the areas you cover.
You get a link
loansbyvai.com/partners/your-name, plus a version of any calculator that carries your details.
Share it
Text it after a showing, put it in your listing follow-up, or link it from your own site.
What you can share
Eight calculators, all of them free
No email gate on any of them. Your client can use every one without giving up their details — which is why they actually get used.
Affordability
What price your income and debts actually support.
Cash to Close
Everything you bring to the table, itemised for Texas.
Payment Analyzer
Monthly payment, total interest, and payoff strategy.
Scenario Comparator
FHA, VA, Conventional and buydowns, side by side.
Cash-to-Close Builder
Structure the whole deal, down to the closing table.
Cost of Waiting
What a year of waiting actually costs in this market.
Rent vs. Own
Five-year wealth comparison against your current rent.
Blended Rate
Keep a low first mortgage and still access equity.
The affordability and cash-to-close tools are the two that get shared most — they answer the questions buyers ask you in the car on the way to the second showing.
On the rules, plainly
RESPA prohibits giving anything of value in exchange for referrals, and that is a rule worth respecting rather than working around. So: these tools are free to every agent who asks, whether or not you ever send me a file, and nothing here is conditioned on you doing so.
If we do anything more involved — shared advertising, printed material, a joint open house — each side pays its own fair share of the cost, documented. I'm happy to have that conversation with your broker's compliance people in the room.
Want your link?
Call or email with your name, brokerage and the areas you work. It takes me about ten minutes to set up.